New and used auto loan rates as low as 1.95% APR*. Rates depend on credit score. Other restrictions may apply.
Loan to value is 70% for salvage title.
Example payment: For a $25,000 loan for a term of 60 months with a 2.45% APR, the monthly payment will be $443.15.
New Auto (2018 and newer)
| APR | Term | Amount |
|---|---|---|
| 2.95% | 72 Month | 90% Sticker Price |
| 2.45% | 60 Month | 90% Sticker Price |
| 1.95% | 48 Month | 90% Sticker Price |
| 1.45% | 36 Month | 90% Sticker Price |
Used Auto 2012-2017
| APR | Term | Amount |
|---|---|---|
| 3.45% | 72 Month | NADA Retail Value |
| 2.95% | 60 Month | NADA Retail Value |
| 2.45% | 48 Month | NADA Retail Value |
| 1.95% | 36 Month | NADA Retail Value |
Used Auto 2011-2008
| APR | Term | Amount |
|---|---|---|
| 3.45% | 60 Month | NADA Retail Value |
| 2.95% | 48 Month | NADA Retail Value |
| 2.45% | 36 Month | NADA Retail Value |
Used Auto 2007 and older
| APR | Term | Amount |
|---|---|---|
| 4.95% | 48 Month | NADA Retail Value |
| 4.45% | 36 Month | NADA Retail Value |
On the above used vehicles, we will loan retail value based on the NADA Book Retail Value
Classic cars add 1.00%
Note: Actual rate depends upon individual member credit scores.
Home Equity
- As low as* 3.00% APR, fixed and adjustable. (call for rates and terms)
Home Equity Plus Loans
- As low as* 3.50% APR, 5/1 ARM, open-ended line of credit. (call for rates and terms)
- Rate subject to change on year six and every year after. Floor of 2%, maximum 2% increase each year after first 5 years with a lifetime cap of 6% over initial rate. Rate is determined by the four-week average of the One Year Treasury plus 2.50%, rounded to the nearest 0.125%
- Cannot increase more than 2% per year or 6% over the life of the loan.
- Mortgage loans are restricted to the State of Iowa and counties adjacent to Keokuk.
Home Loans – (Purchase and Refinance – call for rates and terms)
RV, Motorhomes, Campers, Boats, Motorcycles, other titled vehicles – (call for rates and terms)
Share Secured Loans and Certificate Secured Loans – (call for rates and terms)
Unsecured (Signature)
*Rates based on credit score. Loans subject to credit approval.
| APR | Term | Amount |
|---|---|---|
| as low as* 7.90% | 12 months | Maximum of $10,000 |
| as low as* 8.40% | 24 months | Maximum of $10,000 |
| as low as* 8.90% | 36 months | Maximum of $10,000 |
| as low as* 9.40% | 48 months | Maximum of $10,000 |
| as low as* 9.90%* | 60 months | Maximum of $10,000 |
