New Auto:
5.75% APR - 72 Month Term     90% Sticker Price
5.25% APR - 60 Month Term     90% Sticker Price
4.75% APR - 48 Month Term     90% Sticker Price
4.25% APR - 36 Month Term     90% Sticker Price


Used Auto:

2009 - 2008
6.25% APR - 60 Month Term NADA Retail Value
5.75% APR - 48 Month Term NADA Retail Value
5.25% APR - 36 Month Term NADA Retail Value

2007 - 2005
6.75% APR - 48 Month Term NADA Retail Value

2004 - 2003
7.75% APR - 36 Month Term NADA Retail Value

2002 - 2000
8.75% APR - 24 Month Term NADA Trade In Value:
Requires Minimum Payment of $150.00/Month

Note: These are "Base" Interest Rates. Actual rate depends upon individual member credit scores.

Home Equity
 - as low as* 4.25% variable. 
Rate is adjusted on Jan 1 of each year based on 4 week average of 6-month T-bill rate plus 4.5%.  Cannot increase more than 2% per year or 6% over the life of the loan. Mortgage loans are restricted to the State of Iowa and counties adjacent to Keokuk.

Education loans
– as low as* 4.25% variable. 
Rate is adjusted on Jan 1.  Cannot increase more than 2% per year or 6% over the life of the loan.

Unsecured (Signature)
 – Maximum of $7,000

12 months – as low as* 12%

24 months – as low as* 12.25%

36 months – as low as* 12.5%

48 months – as low as* 12.75%